How Ideal Card Works

1. Get a Card

Pick up an Ideal Card at any participating National or Local Merchant. Or, request one to be mailed to you using our Mail Order Form.

Once you have an Ideal Card, you can activate it here by signing up for a free Online Account.

2. Use your Card

To use Ideal Card, simply present your card at any participating merchant when making a purchase. You will earn 3 points for every dollar spent. Points accumulate separately for each merchant.

You can also earn 5% cash back by logging into your account and shopping online through any of our Online Merchants.

3. Redeem your Points

When you have accumulated enough points at a participating merchant, present your card to redeem your points for your free rewards. That's it!

To find participating merchants in your area and what rewards they have to offer, use our Find a Merchant page.